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Sun Peso Maximizer (ProIncome) is an investment-linked life insurance plan that provides protection for 7 years and boosts your money’s earning power through global investment opportunities while protecting your capital.
Benefits of Sun Peso Maximizer (ProIncome):
Life insurance coverage*
Annual income payouts and capital protection**
Diversification through global investments
Guaranteed acceptance
NOTE: The information indicated above is subject to the specific guidelines set by Sun Life. and the actual provisions of the insurance policy contract. As an investment-linked product, the policy owner must understand that the product may be subject to investment risks which could affect the value of the policy. To further understand the nature of the risks involved, you may refer to the risk definitions found in the proposal and brochure.
This product is a financial solution for clients with risk tolerance classified as balanced to aggressive and who are willing and able to accept risks of adverse movements in the underlying instruments and other risks described in the proposal illustration, policy contract, and marketing collateral. This product is not intended for all types of clients and may be more suitable for those experienced in and knowledgeable about sophisticated financial products. The underlying asset of the product is a credit-linked note issued by ING Bank N.V. (“ING”), with address Bijlmerdreef 106, 1102 CT Amsterdam, The Netherlands.
*For application settled under Guaranteed Insurability Offer (GIO) where the life insured dies within the first two (2) years after the policy Effective Date, and such death is due to causes other than accident, the death benefit payable will be limited to the Fund Value plus charges paid.
**Capital protection and continuity of income payouts are dependent on the absence of the Note Issuer’s (ING) default, any credit event on the Republic of the Philippines, or early redemption by the Note Issuer due to other factors such as change in law, and the client holding the policy to maturity.
Sun Peso Maximizer (ProIncome) is suitable for those belonging to the following life stages: