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BIP Emergency Fund + Lifetime Protection

Future-proof your business and personal goals

As a business owner, you need to have a contingency fund to help you manage your cash flow especially during these uncertain times. Better if it comes with lifetime insurance coverage. 

Why SMEs need an emergency fund

During the Covid-19 pandemic, most MSMEs lacked the funds to maintain their business. According to a study conducted by the Asian Development Bank, 44% of microenterprises had no cash or savings when the lockdown was implemented. A large number had to borrow funds from close relatives. Most MSMEs had difficulty raising even a small amount of working capital (Php50,000).

Here’s why you need an emergency fund for your business:

1. You can continue your operations during tough and uncertain times.
2. You don’t need to borrow funds or rely on loans with interest.
3. You can keep your personal and business funds intact. 

 

Source:
Asian Development Bank

COVID-19 IMPACT ON MICRO, SMALL, AND MEDIUM-SIZED ENTERPRISES UNDER THE LOCKDOWN: EVIDENCE FROM A RAPID SURVEY IN THE PHILIPPINES, February 2021
Survey Period: March 30-April 16,2020

Our Solution

BIP Emergency Fund + Lifetime Protection

Sun Life Prosperity Peso Starter Fund

Sun Life Prosperity Peso Starter Fund

An alternative savings vehicle that potentially provides higher annual returns compared to traditional bank accounts.

Sun Life Prosperity Peso Starter Fund
Sun Smarter Life Classic | Income Continuation

SUN Smarter Life Classic

  • Double Insurance Coverage
  • Lifetime Protection
  • Guaranteed Cash Value & Dividend Earnings
SUN Smarter Life Classic

Benefits indicated above are subject to contestability provisions, exclusions and/or provisions on pre-existing conditions, specific guidelines set by Sun Life and the actual provisions of the insurance policy contract.

Benefits indicated above are subject to contestability provisions, exclusions and/or provisions on pre-existing conditions, specific guidelines set by Sun Life and the actual provisions of the insurance policy contract.

Plato Wraps CEO Kamela Seen Plato Wraps CEO Kamela Seen

As their family business continued to grow, Kamela looked to insurance products to protect her family, savings, and income. She sees insurance as a way to safeguard everything that she and her husband have worked so hard for.

"Para kung may mangyari sa amin, at least may nasimulan 'yung mga anak ko. Anyway, para sa pamilya naman kaya kami nagtatrabaho." - Kamela Seen, Plato Wraps CEO

Read more

Business Owners Insurance Packages (BIP)

Business Owners Insurance Packages (BIP) Business Owners Insurance Packages (BIP)

Future-proof your business and personal goals with Sun Life Business Owner Insurance Packages (BIP) to meet your financial needs for every stage of your business.

From starting a new venture to preserving the legacy of your family business, Sun Life is here to guide you through your financial journey.

 Learn more

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