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BIP Retirement Fund

Why SMEs need a Retirement Plan

“When you are through working for money, then it’s time for money to work for you.”

As a business owner, you know the time will come when you must transfer the reins to your successor. When this happens, you should be mentally, emotionally and financially ready to exit the business. 

Retirement Fund

Build a retirement fund to make sure your needs will be taken care of no matter what the future holds. Sun Life can help you live your retirement years the way you envision.

Here are some things to consider in setting up your retirement plan

1. How much is needed to live comfortably during retirement
2. How the future of your business looks like when you retire
3. How to protect your shares in the business
4. How to choose a plan that suits your needs and budget

Our solution

BIP Retirement Fund

SUN Smarter Life Elite

SUN Smarter Life Elite

  • Lifetime protection with double insurance coverage
  • Lifetime cash benefits
  • Guaranteed cash value & dividend earnings
SUN Smarter Life Elite

You may also consider these products for your retirement

Sun Acceler8

Sun Acceler8

  • Increasing Insurance Benefit
  • Increasing Cash Benefits
  • Maturity Benefit
  • Guaranteed Cash Value, Special
  • Paid-Up Bonus & Dividend Earnings
Sun Acceler8
Sun MaxiLink One* / Sun MaxiLink Prime / Sun MaxiLink Bright

Sun MaxiLink One* / Sun MaxiLink Prime / Sun MaxiLink Bright

  • Insurance with Investment Component
  • Offers potential gains over time
  • Flexible Investment Options
  • Professional Fund Management
Sun MaxiLink One* / Sun MaxiLink Prime / Sun MaxiLink Bright

*For application settled under GIO, Sun Life will pay the Fund Value plus charges if the insured dies within the first 2 years after issue date of the policy, and such death is due to causes other than accident.


  • Benefits indicated above are subject to contestability provisions, exclusions and specific guidelines set by Sun Life and the actual provisions of the insurance policy contract.
  • Dividend Earnings and Special Paid-Up Bonus are not guaranteed.

Business Owners Insurance Packages (BIP)

Future-proof your business and personal goals with Sun Life Business Owner Insurance Packages (BIP) to meet your financial needs for every stage of your business.

From starting a new venture to preserving the legacy of your family business, Sun Life is here to guide you through your financial journey.

 Learn more

Talk to a Sun Life Advisor to know more

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