BIP Health Protection

Prepare for the cost of critical illness, including hospitalization.

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As an entrepreneur, many people depend on you – your family, your business partners, your employees. Critical illness could put a lot of strain on finances - both for your family and your business.

Benefits of health insurance for SMEs

Get cash for health emergencies due to critical illness. Focus on recovery first.

Keep your savings and investment intact for the goals they were intended for. 

You won’t need to use company funds to pay for huge medical bills which could cripple your business.

Health insurance for small business owners

Sun Life can help you prepare for the cost of critical illness including hospitalization, post-hospitalization and home recovery with the SUN Fit and Well Advantage plan. Get cash for health emergencies due to critical illness so you don’t need to get it from your savings or funds intended for your business.

Discover solutions below that offer extensive protection that's tailored to your needs.

SUN Fit and Well Advantage

  • Comprehensive Health Protection 
  • Health and Wellness Benefits
  • Covers 100+ Critical Illnesses (early & late stages)
  • Booster Benefit for Specific Cancer
  • Hospitalization, post-hospitalization and home recovery benefits
  • Life Insurance Protection

Sun LifeAssure

Term insurance
  • Coverage until age 70
  • Covers 36 critical illnesses
  • Life insurance protection

SUN Senior Care

Health Insurance
  • Health and wellness benefits
  • Covers 17 Advanced-Age Critical Illnesses 
  • Benefit for Specific Covered Surgeries/Conditions
  • Life Insurance

Sun ICU Protect

Health Insurance
  • Coverage until age 100
  • Severity-based health insurance plan with ICU and Major CI benefits
  • Wellness benefits
  • Life insurance

The Cost of Critical Illness

Critical illnesses are the leading causes of death in the country and treatment costs could be a burden not only for your family but for your business as well.

Leading causes of death in the Philippines in 2020

Heart Diseases 17.1%
Neoplasms / Cancer 10.8%
Cerebrovascular Diseases 10.5%
Diabetes 6.5%
Pneumonia 5.6%

Source

Cost of getting seriously sick in the Philippines

Acute Heart Attack Php 978,650
Stroke Php 1.8 Million
Lung Cancer Php 2.78 Million
Breast Cancer Php 438,000
Kidney Dialysis Php 192K to Php 432K/year

Source