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BIP Health Protection

Health Protection for SMEs

As an entrepreneur, many people depend on you – your family, your business partners, your employees. Critical illness could put a lot of strain on finances - both for your family and your business.

As your partner in health, Sun Life can help you prepare for the cost of critical illness including hospitalization, post-hospitalization and home recovery with the SUN Fit and Well Advantage plan. Get cash for health emergencies due to critical illness so you don’t need to get it from your savings or funds intended for your business.

Invest in your health. It’s worth it!

Why SMEs need health insurance

Health Insurance is your safety net.

Get cash for health emergencies due to critical illness. Focus on recovery first.

Keep your savings and investment intact for the goals they were intended for. 

You won’t need to use company funds to pay for huge medical bills which could cripple your business.

The Cost of Critical Illness

Critical illnesses are the leading causes of death in the country and treatment costs could be a burden not only for your family but for your business as well.

 Leading Causes of Death

 in the Philippines in 2020


Heart Diseases



Neoplasms / Cancer



Cerebrovascular Diseases








Cost of Getting Seriously Sick

  In the Philippines


Acute Heart Attack

Php 978,650



Php 1.8 Million


Lung Cancer

Php 2.78 Million


Breast Cancer

Php 438,000


Kidney Dialysis

Php 192K to Php 432K / year

SUN Fit and Well Advantage

SUN Fit and Well Advantage

  • Comprehensive Health Protection 
  • Health and Wellness Benefits
  • Covers 100+ Critical Illnesses (early & late stages)
  • Booster Benefit for Specific Cancer
  • Hospitalization, post-hospitalization and home recovery benefits
  • Life Insurance Protection
SUN Fit and Well Advantage
Sun LifeAssure | Health Insurance Philippines

Sun LifeAssure

  • Coverage until age 70
  • Covers 36 critical illnesses
  • Life insurance protection
Sun LifeAssure
Sun Senior Care | Health Insurance Philippines

SUN Senior Care

  • Health and wellness benefits
  • Covers 17 Advanced-Age Critical Illnesses 
  • Benefit for Specific Covered Surgeries/Conditions
  • Life Insurance
SUN Senior Care
Sun ICU Protect | Health Insurance Philippines

Sun ICU Protect

  • Coverage until age 100
  • Severity-based health insurance plan with ICU and Major CI benefits
  • Wellness benefits
  • Life insurance
Sun ICU Protect

Business Owners Insurance Packages (BIP)

Future-proof your business and personal goals with Sun Life Business Owner Insurance Packages (BIP) to meet your financial needs for every stage of your business.

From starting a new venture to preserving the legacy of your family business, Sun Life is here to guide you through your financial journey.

 Learn more

Learn more about Sun Life's Business Owner Insurance Packages (BIP). 

Set an appointment with a Sun Life Advisor for a customized plan for your needs and goals.

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The Company may disclose your personal data to its affiliates, service providers, and other third parties for processing consistent with the foregoing purpose, and to comply with legal obligations, as well as laws and regulations (domestic or foreign). 


Your rights include the right to be informed, access your data, and rectify errors in your data. For more information about your rights and how we protect your data, you may access our privacy policy at Should you have any concerns in relation to your rights or the processing of your personal data, you may get in touch with our Data Protection Officer at

Benefits indicated above are subject to contestability provisions, exclusions and/or provisions on pre-existing conditions, specific guidelines set by Sun Life and the actual provisions of the insurance policy contract.

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