Life Armor

Protect yourself with Life Armor | Accident and Illness Insurance Coverage

Get P25,000 one-year life insurance coverage against accidents and illnesses for only P100 – one-time payment. 

Product details of Life Armor

  • Insurance coverage for death due to accident* and illness
  • One-time payment for one (1) year coverage
  • Easy online registration without medical examinations 
  • The insurance shall not cover accidental death within sixty (60) days from the Effective Date of the Individual’s insurance caused by or occurring in the Line of Work (of Individuals) with the following occupations: aviators, construction workers, detectives, divers, professional drivers, explosives makers, firemen, loggers, miners, military men, policemen, para-military personnel, sailors, secret service personnel, security guards, underground workers, drivers of trucks with ten (10) wheels or more, acrobats, asylum attendants, boilermen, fishermen, sawmill workers, woodworking machinists, window cleaners, jockeys and athletes.
  • Members can avail of up to four (4) Life Armor insurance plans with a total coverage of P100,000.
  • E-Proof of Cover (e-POC) will be sent through email. The member should be able to access his/her nominated email address to view the e-POC.

*accident-only coverage on the first 60 days


Life Armor is a life insurance plan that covers against accidents and illnesses. It is available for registered members of Lazada Philippines, GCash, and Moneygment. The registered member and the insured should be one and the same person. Members cannot enroll another person as the insured. 


The member should be in the Philippines upon availment. Terms and conditions apply.

Please make sure to read the conditions and exclusions (e.g. eligibility, excluded benefits, cooling-off period) in the links below.