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Home for good solutions

You may avail of these Sun Life insurance and investment products before leaving the country to work abroad, while you are in the Philippines, or as a returning resident.

Know more from a SHINE PINOY EXPERT

Financial freedom for Filipinos working abroad means securing their own future while taking care of their loved ones. But where do you begin?

Creating a financial plan is key. With a trusted partner like Sun Life, this plan should embrace the dreams, needs, and lifestyle of Overseas Filipinos (OFs) and their families. It can also help you be Home For Good™, wherever you may be in the world.

A bright financial plan consists of solutions that create a strong financial foundation both for the OFs and their families. Based on the list below, how many have you secured?


5 Financial Must-Haves of OFWs and their Families


Emergency Funds: easily accessible, better returns

OFs worry about sudden and short-term expenses, especially during periods of unemployment. Build your Emergency Funds by setting aside at least 10% to 20% of their salary is critical.

Recommendation: Keep your Emergency Fund in an accessible instrument that also provides better returns than traditional savings accounts. Check out the Sun Life Prosperity Funds such as Sun Life Prosperity Money Market Fund or Sun Life Prosperity Dollar Starter Fund .


Life Insurance: for income continuation and protection

As breadwinners, OFs provide the lifeblood of their families. In case of sickness or untimely death, life insurance can provide funds to help you and your loved ones keep afloat.

Recommendation: Whenever you off-board or visit home, secure the future with a life insurance plan. Check out Sun StartUpSUN Safer LifeSUN Smarter Life Classic, and SUN Smarter Life Elite.


Health insurance: a new form of wealth

Medical and hospitalization costs are on the rise. Critical illness can have a huge impact on your finances. Look for solutions like health insurance for the whole family that can give funds in case your or a family member gets sick.

Recommendation: While health benefits from employers abroad may seem sufficient, ensure that you and your family have ample health coverage back home with  SUN First AidSUN Fit and WellSUN Senior Care, and SUN Cancer Care.


Life milestones: living benefits from insurance and investment

Whether to buy your dream house or fund your kid’s education, adding insurance and investment to your portfolio brings you closer to your goals.

Recommendation: Know more about savings and life insurance plans such as Sun Dream AchieverSun Acceler8Sun MaxiLink BrightSun MaxiLink PrimeSun FlexiLink and Sun MaxiLink 100.

Retirement: your Home For Good™ goal

Start building your dream retirement with Sun Life through Sun MaxiLink PrimeSun MaxiLink BrightSun MaxiLink 100 , Sun FlexiLinkSun Life Prosperity Achiever Fund 2028Sun Life Prosperity Achiever Fund 2038 and Sun Life Prosperity Achiever Fund 2048.


You can also explore a rewarding career with Sun Life should you wish to continue to help your fellow OFs and their families be financially prepared.

Home For Good Financial Tools

Are you ready to work on your Home For Good™ solutions? Explore our library of tools and resources to help you get started.

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Get expert financial advice for OFWs like you

Sign up with the Shine Pinoy Overseas Program so we can match you with an expert to help you start your ‘Home for Good’ journey. You may avail of these Sun Life insurance and investment solutions for OFWs before leaving the country to work abroad, while you are in the Philippines, or as a returning resident. Let Sun Life be a part of your journey towards a secure and prosperous future.

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