Begin a saving habit

Setting clear goals means knowing exactly what you want to accomplish within a certain timeframe. Goals must be S.M.A.R.T.

Specific A clear description of what you want
Measurable How much it costs in the future
Achievable It is with reach
Relevant It is aligned with other objective
Time-bound it has a deadline


Start plotting your goals with the Goal Setting Worksheet. Download here.


It also helps to put your goals in writing and post them in a place where you and your family can always see them, serving as a reminder of your financial priorities.