When it comes to living independently, there are two sides to a very expensive coin.
The peer pressure to keep up with the pricey lifestyle would definitely put a strain in your finances and worse, in your relationship. So how do you deal with this situation?
During my early twenties, a girl a bit lost in the real world and still determining her place in the world, I was often at a loss with the real meaning of the word investment.
There has always been a great debate on debt and there’s even a popular view on what makes good debts and bad debts.
But as a breadwinner and a yaya-less mother who deals with a messy house and toddler tantrums on a daily basis, I often get asked – “How do you get to travel as much as you do?” Here are a few rules I follow in earnest to afford my lifestyle:
Forget every piece of money advice you've ever heard. When it comes to personal finance, there's only one thing you need to know: the 50-30-20 rule. I didn't come up with it, in case you're wondering. But I wish I did. It's bloody brilliant.
Christmas is just around the corner and one sure sign of that is how bazaars and sales are happening left and right. But before you go spending all your money shopping for gifts, you may want to consider going the DIY (do-it-yourself) route.
Does YOLO have an age limit? For those of us who are beyond the acceptable age of YOLO, what can it mean? Will it still involve heights, a huge price tag, adrenaline, and maybe a speeding vehicle or copious amounts of alcohol?
A young man once asked me how he could convince other yuppies to save and invest. I am always encouraged when young people ask me questions on personal finance, read my books or, better yet, attend our personal finance events. I can’t help but think in retrospect of how I was in my youthful years.
They say too much of something is bad. But not many of us realize that having a lot of stuff – especially ones we rarely use – is actually costly. And the real danger lies in turning a blind eye to this very expensive reality.