Maximum protection within your reach

SUN Safer Life is a simple and affordable life insurance plan that is ideal for first-time insurance buyers and budget-conscious family breadwinners. It is designed to provide maximum coverage so that you can be sure that the financial needs of your loved ones will still be met should anything happen to you.

Benefits of SUN Safer Life:

  • Life insurance coverage at a minimal cost

    Enjoy a maximum life insurance coverage equal to twice the Face Amount, at a cost that is more affordable than most permanent life insurance products. 

    You may add a supplemental benefits or riders to provide additional protection for contingencies such as accidents and disability. 

  • Longer protection

    Your coverage automatically renews every five years without evidence of insurability up to age 75 with premiums adjusted based on the Insured’s attained age upon renewal.

  • Hassle-free conversion

    Opt to convert your coverage to any eligible life or investment-linked insurance product prior to the policy anniversary on or following the insured’s age 65. Any additional benefit contained in the original policy may be included in the new policy if premiums are payable for life. Upon conversion, you will enjoy the same protection from the new product while payment terms and other benefits may vary, based on the new product selected.

  • Flexible payment modes

    Make payment more convenient depending on your goals. You may choose to pay your regular premiums annually, semi-annually or quarterly. Monthly payment through Auto-Debit or Auto-Charge may also be arranged after payment of the initial quarterly premium.

NOTE: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract.


SUN Safer Life is suitable for those belonging to the following life stages:

Getting Started Icon

Getting Started

Building independence and confidence

Leaving a Legacy Icon

Leaving a Legacy

Ensuring lasting golden years