Peso Fixed Income Funds
| Money Market Fund | Short-Term Fixed Income Fund | Medium-Term Fixed Income Fund | Long-Term Fixed Income Fund | |
|---|---|---|---|---|
| Fund Classification | Money Market | Fixed Income | Fixed Income | Fixed Income |
| Maximum Recommended Duration | One (1) Year | Two (2) Years | Five (5) Years | Ten (10) Years |
| Fund Strategy | Actively-Managed | Actively-Managed | Passively-Managed / Index Tracker | Passively-Managed / Index Tracker |
| Benchmark | Philippines Peso TD Rate 1-3 months net of tax (PPTD1M3M Index) | 50% Bloomberg Philippine Sovereign Bond Index 1-3 Year, net of tax (adjusted by Sun Life) (BPHIL13N Index) + 50% Philippines Peso TD Rate 1-3 months net of tax (PPTD1M3M Index) | Bloomberg Philippine Sovereign Bond Index 1-5 Year, net of tax (adjusted by Sun Life) | Bloomberg Philippine Sovereign Bond Index 5+ Year, net of tax (adjusted by Sun Life) |
| Investment Objective/s | Preserve capital and generate stable income | Generate income and potential returns that are higher than money market instruments | (1) Provide consistent source of return whether from total return or accrual stability while taking into consideration mark to market volatility and (2) Mimic the Benchmark Government Securities (i.e. Fixed Income Index Tracker) | |
| Risk Classification | Conservative | Moderately Conservative | Moderately Conservative | Moderate |
| Minimum Investment Amount | Class A: P5,000 Class B: P5,000,000 | Class A: P5,000 Class B: P15,000,000 | Class A: P5,000 Class B: P15,000,000 | Class A: P5,000 Class B: P15,000,000 |
| Holding Period | None | Seven (7) Business Days | None | None |
| Early Redemption Fee | None | 1.00% of the redeemed amount (if redeemed prior completion of the minimum holding period) | None | None |
| Redemption Settlement | T+1 (End of Day) | T+2 (End of Day) | T+2 (End of Day) | T+2 (End of Day) |
| Trust Fees | Class A: 0.50% per annum Class B: 0.25% per annum | Class A: 0.90% per annum Class B: 0.70% per annum | Class A: 1.40% per annum Class B: 1.15% per annum | Class A: 1.40% per annum Class B: 1.15% per annum |
| Recommended Investment Horizon | One (1) year | At least one (1) to two (2) years | Three (3) to five (5) years | At least five (5) years |
| Price Appreciation Potential / Capital Volatility | Low | Low to Medium | Medium to High | High |
Dollar Fixed Income Funds
| USD Money Market Global Fund of Funds | USD Long-Term Global Active Fixed Income Fund of Funds | |
|---|---|---|
| Fund Classification | Money Market Fund of Funds | Fixed Income Fund of Funds |
| Maximum Modified Duration | One (1) Year | Ten (10) Years |
| Fund Strategy | Actively Managed; Fund of Funds | Actively Managed; Fund of Funds |
| Benchmark | 1 Month US Treasury Bill Total Return Index (I30719US Index) | 90% Bloomberg Barclays Global Aggregate Total Return Index Value Unhedged USD + 10% Philippine Dollar Deposit Rates Time Deposit Up to 1 Month |
| Investment Objective | (1) Generate steady return by investing in diversified liquid short term fixed income instruments and Collective Investment Schemes (CIS) (2) Generate excess return over the benchmark | The Fund targets long-term total returns by investing in offshore fixed income collective investment vehicles and USD-denominated fixed income instruments. The Fund aims to achieve capital gains while maintaining reasonable levels of liquidity for investor’s requirements. |
| Risk Classification | Moderately Conservative | Moderate |
| Minimum Investment Amount | Unit Class A: USD 100 Unit Class B: USD 100,000 | Unit Class A: USD 100 Unit Class B: USD 300,000 |
| Holding Period | None | None |
| Redemption Settlement Schedule | T+2 (End of Day) | T+5 (End of Day) |
| Trust Fees | Unit Class A: 0.75% per annum Unit Class B: 0.40% per annum | Unit Class A: 1.75% per annum Unit Class B: 1.50% per annum |
| Recommended Investment Horizon | One (1) Year | At least five (5) years |
| Price Appreciation Potential / Capital Volatility | Low | High |
Equity-linked Funds
| PHP Equity Index Fund | S&P 500 Index Equity Feeder Fund | PHP Nasdaq-100 Index Equity Feeder Fund | |
|---|---|---|---|
| Fund Classification | Equity Fund | Equity Feeder Fund | Equity Feeder Fund |
| Fund Strategy | Passively Managed / Index Tracker; Equity Fund | Passively-Managed / Index Tracker; Equity Feeder Fund | Passively-Managed / Index Tracker; Equity Feeder Fund |
| Benchmark | 100% PSEi | For PHP-Denominated Unit Classes: S&P 500 Net Total Return Index (Bloomberg Ticker: SPTR500N Index) × Bankers Association of the Philippines USD PHP Actual Done Deal (Bloomberg Ticker: PPDONE); For USD-Denominated Unit Classes: S&P 500 Net Total Return Index (Bloomberg Ticker: SPTR500N Index) | Nasdaq-100 Notional Net Total Return Index × Bankers Association of the Philippines USD PHP Actual Done Deal |
| Investment Objective | The objective of the fund is to achieve long-term capital appreciation via an indexing strategy based on the Philippine Stock Exchange Index (PSEi) constituents, while maintaining a reasonable level of liquidity for investor requirements. | The Fund targets long-term total returns by investing in a USD-denominated offshore equity collective investment vehicle that aims to track the S&P 500 index. The index includes the 500 largest listed companies in the United States. | The Fund targets long-term total returns by investing in USD-denominated offshore equity collective investment vehicles. The Fund aims to achieve capital gains while maintaining reasonable levels of liquidity for investor’s requirements. |
| Risk Classification | Aggressive | Aggressive | Aggressive |
| Minimum Investment Amount | Unit Class A: PHP 5,000 Unit Class B: PHP 15,000,000 | Unit Class A: PHP 5,000 Unit Class B: PHP 15,000,000 Unit Class X: USD 100 Unit Class Y: USD 300,000 | Unit Class A: PHP 5,000 Unit Class B: PHP 15,000,000 |
| Holding Period | None | None | None |
| Redemption Settlement Schedule | T+3 (End of Day) | T+6 (End of Day) | T+5 (End of Day) |
| Trust Fees | Unit Class A: 1.50% per annum Unit Class B: 1.25% per annum | PHP Unit Class A – 1.60% per annum PHP Unit Class B – 1.35% per annum USD Unit Class X – 1.50% per annum USD Unit Class Y – 1.25% per annum | Unit Class A: 1.60% per annum Unit Class B: 1.35% per annum |
| Recommended Investment Horizon | At least five (5) years | At least five (5) years | At least five (5) years |
| Price Appreciation Potential / Capital Volatility | High | High | High |
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