Sun Life Secure Income

Guaranteed protection and payouts for life.

Want EXTRA FUNDS for life? We got you with Sun Life Secure Income!

With the highest payout in the market, Sun Life Secure Income can help boost funds for your goals. This first-in-market product gives protection for life and guaranteed 6% annual income* - for life.

From short-term needs to lifelong dreams, choose Sun Life as your partner in creating the life you deserve – just like Donny!

See product brochure for details

 

Sun Life Secure Income explainer video

Benefits summary

200% of insurance face amount from day 1

Get instant coverage totaling 200%* of your Face Amount.

*Coverage is reduced by Centenarian Bonuses

6% yearly guaranteed cash payout

Receive 6% of your Face Amount yearly until age 100, which you may leave with Sun Life to accumulate.

Manageable premium payments

Complete your payments through affordable installment options.

Centenarian Bonus

Attain peace of mind in your later years with guaranteed payouts starting on your policy anniversary after reaching age 80.

Enhance protection with riders

Sun Life offers a wealth of riders that supplement and expand the protection benefits of the insured. 

Potential to earn dividends

Earn potential dividends that you can keep in cash, use to pay future premiums, use to enhance your coverage, or leave with Sun Life to grow further.

Does this product match your life goals?

Sun Life Philippines | Income Continuation

Income continuation

Yearly payouts ensure reliable cashflow to help cover expenses in case of sudden income loss.

Preparing for Life Milestones | Sun Life Philippines

Preparing for life milestones

Save up for milestone purchases, like a house or a dream vacation.

Education Insurance | Sun Life Philippines

Children's education

Fund your children's education, even in your absence.

Sun Life Philippines | Retirement insurance

Comfy retirement

Access your insurance benefit as cash bonuses after reaching specific milestone ages in your golden years.

More features in focus

Sun Life FlexiRetire is an option for Sun Life Secure Income clients, offering them better control over setting their desired retirement ages, annual retirement benefits, and product payout periods.

Note: The guaranteed 6% payout might not be applicable to FlexiRetire as clients will get a larger-percentage payout through availment.

The plan allows you to receive in advance a portion of your insurance benefit equal to 25% of the Face Amount on policy anniversaries following the centenarian ages 80, 85, 90, and 95. This gives you even more financial freedom to enjoy your golden years.

Use your policy’s guaranteed cash value for emergencies via a policy loan. A portion of your coverage may also be availed of in advance in case you are diagnosed with a terminal illness with 12 months of life expectancy or less.

Choose a payment plan that is most convenient for you. Fully pay your plan in 3, 5, 10, or 15 years via Annual, Semi-Annual, or Quarterly mode. Monthly payment through Auto Debit or Auto Charge may also be arranged after the initial quarterly premium has been settled.

NOTE: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract. 

Life Insurance Calculator

Use our insurance calculator to know how much life insurance coverage you need to secure your family, based on you current income and expenses.

Retirement Calculator

Map out your tomorrow, today. Get a clear picture of your retirement readiness in less than 1 minute.

Duration: 1 minute.


Get a Quote:

Date of Birth:
Gender:
Do you smoke?
How many years would you like to pay?
How often would you like to pay?
Would you like to add a rider?
Quote Result
Basic Plan
 
The amount of time you will be paying for your plan
Premium:
PHP XX,XXX,XXX / year
Fund value (Year 20):ZZZ
Fund value (Year 10):YYY
Basic Plan + Accidental Death & Total Disability Benefits
The amount of time you will be paying for your plan
Premium:
PHP XX,XXX,XXX / year
Fund value (Year 20):ZZZ
Fund value (Year 10):YYY

  1. The above illustration uses the following assumption:
  2. Face amount for Critical Illness Benefit (PHP 250,000) and Hospital Income Benefit (PHP 500) are only applicable to this calculation if you selected ‘yes’ to add a rider in the field above. The premiums are based on the initial premium and increases every 5 years for Critical Illness Benefit. These riders are subject to exclusions and/or provisions on pre-existing conditions and gives you the right to a cooling-off period, as stated in the insurance policy contract.
  3. The example above is for illustration purposes only, based on the details you entered. The calculation does not include any taxes or other charges that may be imposed, and all data contained herein is subject to change without notice.
  4. Please note that this information should not be construed as an offer to sell or solicitation to buy any financial product. A Sun Life Financial Advisor can help customize a plan for you based on your financial situation.
  5. Benefits indicated in this material are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract.