Coverage until age 100
- Life insurance & centenarian bonuses
- Lifetime annual guaranteed cash benefits
- Other living benefits
1. How much savings do I need to retire comfortably in the Philippines?
2026 cost-of-living data suggests that you need at least 70% of your pre-retirement income to sustain your lifestyle through retirement. Spikes in inflation and other factors can change this figure.
2. Is my current salary enough to fund my retirement?
Financial experts recommend following the Rule of 25, which entails multiplying your current salary by 25. The Sun Life retirement calculator identifies your "Savings Gap" by considering other real-life factors.
3. How does Philippine inflation affect my retirement savings?
The purchasing power of P1 million today will be significantly lower in 20 years. Our calculator automatically adjusts your future needs based on projected inflation trends.
4. What is the Retirement Gap and how do I calculate it?
The Retirement Gap is the difference between what you will have, based on your current savings and salary, and what you will need to maintain your lifestyle beyond your employment years.
5. Does this calculator include SSS, GSIS, or 13th-month pay?
This tool focuses primarily on your personal savings and total salary. We do not collect information from your SSS, GSIS, and private pensions. You can access them individually and subtract them from your shortfall, if any.
Sun Life Secure Income
Wealth accumulation
SUN Smarter Life Elite
Coverage until age 100
- Double insurance coverage
- Guaranteed cash benefits
- Living benefits
Sun Legacy
Wealth accumulation
Coverage until age 100
- Lifetime Insurance Coverage
- Lifetime Guaranteed Cash Benefits
- Convenient Short-Term Payment Options
Sun Life Secure Income
Wealth accumulation
Coverage until age 100
- Life insurance & centenarian bonuses
- Lifetime annual guaranteed cash benefits
- Other living benefits
Sun Life EasyLink Protect
Wealth accumulation
Coverage until age 100
- Insurance with investment
- No medical exams required
- Manageable premium payments
Sun MaxiLink One
Wealth accumulation
Coverage until age 88
- Insurance with investment
- Maximizes earning potential
- Easy one-time payment