Enhancing Your VUL Investment Funds with Global Opportunities​

As part of our commitment to help you maximize your policy's investment potential, we are enhancing the investment policy of select Variable Unit-Linked

(VUL) funds to provide access to a wider range of investment opportunities. ​

Starting November 2026, our VUL Equity, Growth, Balanced, Opportunity, and Dynamic Funds will include exposure to global assets alongside our existing

local investment options. This strategic enhancement enables us to offer you:​

• Broader investment exposure — Access to both local and global markets in a single fund​
• Improved diversification — Enhanced portfolio balance across different regions and asset classes​
• Professional management — Continued expert fund management aligned with each fund's updated objectives​

Important Considerations​

While global investment opportunities can provide valuable diversification benefits, please be reminded of some risks involved:​

• Foreign Exchange (FOREX) Risk — Currency fluctuations may affect the value of your global investments when converted to Philippine Pesos​
• Fund values may fluctuate – The fund values may potentially fluctuate based on market conditions​

If global asset exposure doesn't align with your investment strategy, you can switch to VUL fund options that maintain purely local asset exposure (i.e. VUL Index Fund, Captains Fund, and Growth PLUS Fund), subject to applicable terms and conditions.​

Have questions? We're here to help you make the best decision for your financial goals. Talk to an advisor or contact us today.​