Supplementary benefits

Variable life insurance funds

Supplementary Benefits or Riders are also available to enhance the basic insurance plan.

Additional Death Benefit Option

It provides additional death benefit coverage, which is a percentage of the single premium. Currently available for FlexiLink1 and FlexiDollar1 only.

Accidental Death Benefit

It pays an additional amount if death is due to accident.

Accidental Death, Dismemberment and Disablement Benefit

It pays an additional amount for death, dismemberment or total disability due to accident.

Total Disability Benefit

It waives premiums if the insured becomes totally and permanently disabled.

Waiver of Premium Upon Death of the Initial Owner

It waives premiums before attainment of age 21 by the life insured child in case of death of the initial owner.

Waiver of Premium Upon Death or Disability of the Initial Owner

It waives premiums before attainment of age 21 by the life insured child in case of total and permanent disability or death of the initial owner.

Critical Illness Benefit Rider

It pays an amount when the insured is diagnosed with any of the critical conditions listed in the policy contract.

Hospital Income Benefit

It pays a daily hospital income in case of hospitalization of the insured. The daily hospital income doubles in case of confinement in an intensive care unit or confinement due to dread disease.

Female Critical Illness Benefit 

It provides a percentage of the female benefit amount upon diagnosis of any of the female-specified illnesses listed in the policy contract.

Female Critical Illness and Maternity Benefit

In addition to the benefits of Female Critical Illness Benefit, it provides financial assistance upon diagnosis of any of the pregnancy-related complications listed in the policy contract or if insured delivers a child.