Getting Started is about building confidence and independence

The Getting Started life stage is where you start to find yourself and break boundaries. You may be motivated to keep up and even surge ahead of the pack no matter the cost, but it’s a good time to build your assets for your own needs.

After all, seeking freedom to be your own person comes with financial obligations and responsibilities. But as you learn to support yourself, the Getting Started life stage becomes a jump-off point towards financial maturity.

Goals and characteristics

  • Values independence and idealism
  • Prefers a mobile lifestyle
  • Saves for travel, gadgets, and experiences
  • Dreams of owning a car, a house, or a condo
  • Aspires to give back to parents
  • Owns bank deposits
  • Needs savings, an emergency fund, life insurance, and investments

What to do when getting started?

Create a spending plan icon

1. CREATE

a conscious spending plan.

Build an emergency fund icon

2. BUILD

an emergency fund.

Ensure your future income icon

3. ENSURE

your future income.

Save and invest icon

6. SAVE & INVEST

for life milestones.

Learn more about the other life stages