Skip to content Skip to footer

Bright ideas

November 08, 2017

Getting started Lesson 4: Getting to know financial products

Get to know financial products

Hear it straight from financial gurus Randell “Mr. No-Nonsense Finance” Tiongson and Marvin “Mr. Stock Smarts” Germo: a good financial portfolio is similar to a balanced meal.

Traditional instruments such as savings account and time deposits serve as staples, like rice. Insurance can be the sidings, like vegetables. And when it comes to investments, you must diversify like viands or main dishes.

BALANCE is key, too much of one portion leads to an unhealthy diet. Staples give you energy or liquidity to meet immediate needs. Sidings must be nutrient-dense to ensure longevity. And for main dishes, you need to consume it in moderation. But it is important to consider your lifestyle in order to achieve security and stability.

In a nutshell, a balanced financial portfolio looks like this:

table graph of a well balanced financial portfolio

Remember: there’s no such thing as a best portfolio. But you can definitely find one that best fits your needs and how you live your life.

Here are some things to keep in mind when putting together your own financial portfolio:

  1. Allocate assets properly
  2. Diversify in line with your goals
  3. Be flexible because your needs may change in a matter of years.

Need help in figuring out what financial products suit you best?

Related products

Your money works harder with the Bond Fund

Bond Fund

Horizon: short to mid-term
  • Earns modest returns
  • Minimizes risk
  • Ideal for new investors
Bond Fund
Make a bright choice and be prepared for your long-term goals with Sun MaxiLink BrightFeature

Sun MaxiLink Bright

Coverage until age 88
  • Insurance with investment
  • Flexible investment options
  • 5-year payment period
Sun MaxiLink Bright
Boost your dollars

Dollar Abundance Fund

Horizon: short to mid-term
  • Taps international markets
  • Preserves & grows dollars
  • Minimizes risk
Dollar Abundance Fund