Sun Prestige Capital++ is a single pay dollar-denominated variable life insurance plan maturing in 8 years. At policy maturity, the investment fund for this product is designed to provide for more than premium investment protection¹ and allows policyholder to participate in the performance of selected global equities and global bond indices.

Sun Prestige Capital++

This is a single pay dollar-denominated variable life insurance plan maturing in 8 years. It provides death benefit equal to higher of the Fund Value or 125% of the Single Premium. In case of death due to accident, additional death benefit equivalent to 100% of the Single Premium will be paid.

At policy maturity, the investment fund for this product is designed to provide for more than premium investment protection¹ and allows policyholder to participate in the performance of select global equities* and global bond indices**.

The Maturity Benefit of the investment fund will be the higher of the:
a.) Fund Value or
b.) 100% of the Single Premium plus 5% of the Single Premium in Additional Earnings plus the Maturity Bonus¹.

The Maturity Bonus is equal to the Single Premium times the Participation Rate multiplied by the Average Weekly Movements in underlying indices².

In case of early surrender, a Cash Surrender Value equal to the Fund Value less Surrender Charge will be payable.

Sun Prestige Capital++ can be issued under Guaranteed Insurability Offer, which allows policyholder to enjoy hassle-free and expedited application processing, up to US$ 300,000 Single Premium.

Notes:
1. The Minimum Maturity Benefit of 105% of the Single Premium is subject to the risk of default of partner bank, or the risk that the bank cannot fully meet and/or timely meet its financial obligation
2. The underlying indices will be:
	* Global Equities Index. Investment in the largest capitalized stocks in 4    geographical regions: Europe, US, Japan and the Asia-Pacific.
	** Global Bond Index. Investment in global bonds issued by financial     institutions rated higher than BBB by the Insurance Commission     (investment-grade).