MyFuture Fund is one of the investment options for policyholders of Sun FlexiLink/Sun FlexiLink1 variable life insurance products regulated by the Insurance Commission. Five (5) MyFuture Funds are offered: MyFuture 2020, MyFuture 2025, MyFuture 2030, MyFuture 2035 and MyFuture 2040.

Unlike other investment funds, MyFuture Fund takes into account the policy owner’s retirement plans so that it endeavors to provide capital appreciation in the medium to long term, and shifts to capital preservation as the fund matures.

As the fund nears maturity, it can expect to gain lower returns with asset allocation becoming less risky – that means lesser volatility for the policy owner at the time he or she plans to begin withdrawing substantial portions of the investment and using these for retirement funds.

BENEFIT FROM A WEALTH OF ADVANTAGES

• A “One-Decision” fund: With MyFuture funds, you don’t have to choose which investment funds to invest in and in what percentage. Instead, you simply choose the fund with a maturity date closest to your estimated retirement date because the fund is designed for capital appreciation in the early years and capital preservation as it matures.
  
  
• Provides safety few years before you need your retirement or education fund: With MyFuture Fund, your money is moved to bonds as you approach the fund’s maturity date, so that a market downturn won’t reduce significantly your fund 6 months before retirement.
  
  
• Provides more time for yourself: You don’t have to spend time selecting your investments, rebalancing your portfolio, and researching new funds. You can spend your time the way you want to.
  
  
• Makes investing easy through professional investment management: The fund is managed by top-notch investment professionals with a wealth of expertise and experience. Finally, you should benefit from Sun Life Financial’s investment management track record and first-rate research capabilities.