Supplementary Benefits or Riders are also available to enhance the basic insurance plan.

Supplementary Benefits

Additional Death Benefit Option
provides additional death benefit coverage, which is a percentage of the single premium. Currently available for FlexiLink1 and FlexiDollar1 only.

Accidental Death Benefit
pays an additional amount if death is due to accident.

Accidental Death, Dismemberment and Disablement Benefit
pays an additional amount for death, dismemberment or total disability due to accident.

Total Disability Benefit
waives premiums if the insured becomes totally and permanently disabled.

Waiver of Premium Upon Death of the Initial Owner
waives premiums before attainment of age 21 by the life insured child in case of death of the initial owner.

Waiver of Premium Upon Death or Disability of the Initial Owner
waives premiums before attainment of age 21 by the life insured child in case of total and permanent disability or death of the initial owner.

Critical Illness Benefit Rider
pays an amount when the insured is diagnosed with any of the critical conditions listed in the policy contract.

Hospital Income Benefit
pays a daily hospital income in case of hospitalization of the insured. The daily hospital income doubles in case of confinement in an intensive care unit or confinement due to dread disease.

Female Benefit
provides a percentage of the female benefit amount in case the insured is diagnosed to suffer from any of the female diseases listed in the policy contract.

Female and Maternity Benefit
provides a percentage of the female benefit amount in case the insured is diagnosed to suffer from any of the female and maternity diseases/benefits listed in the policy contract.