Plans

Sun FlexiLink Assist 

 

 

Sun FlexiLink Assist is an insurance package that provides you with a complete suite of life, accident, disability and health protection benefits, with potential for wealth accumulation.

It gives you comprehensive health benefits which lessen the burden of medical expenses. Its protection benefits let you worry less about life’s uncertainties while its investment component gives you the opportunity to build funds for your family’s future needs or for your long-term care requirements when you reach your golden years.

Comprehensive Health Benefits
Be prepared for the possibility of the costly treatment of a critical illness, hospitalization due to illness, accident or intensive care confinement with guaranteed cash benefits regardless of the actual medical expenses. Keep your investment funds intact while the comprehensive health benefits cover your medical expenses.

Guaranteed Life Insurance Protection
Secure your family’s future with life insurance protection that is equal to your policy’s Face Amount plus Fund Value. Your coverage is guaranteed not to fall lower than 500% of your regular premium plus 125% of each excess premium less 125% of each partial withdrawal, if any. Enjoy this benefit for as long as your policy is in-force or until you reach age 88.

Flexible Investment Fund
Select from several investment fund options with historically better yields than traditional savings instruments. Sun Life’s top-notch investment professionals prudently invest a portion of the premiums you pay to maximize the potential growth of your funds. When times get tough, you may use the value of your investment as a contingency fund (through partial withdrawals) or as a health fund in your later years. Or you can use your fund to fulfill your other goals!

Accident and Disability Protection
Receive protection in the event of accidental death and get assurance that your policy premiums will be taken care of in case of total and permanent disability.

Flexible Payment Choices
Choose from easy and flexible payment choices depending on your financial capability. Pay in minimum period of 5, 10 or 20 years and avail of premium holiday option.

Loyalty Bonus
Keep your policy active for at least 10 years and receive a Loyalty Bonus! This may be credited to your policy in the form of units at the end of the 10th year and every five years thereafter as long as your policy is in force.

Note: The above benefits are subject to the specific guidelines set by the Company and the actual provisions of the insurance policy contract.

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Sun MaxiLink Dollar One
Sun MaxiLink Dollar One is a dollar-denominated, investment-linked life insurance product that lets you boost the value of your dollars by investing into global funds. With NO UPFRONT CHARGES, your dollars are fully invested to achieve the best possible returns while you enjoy financial security and peace of mind with its life insurance coverage*.

With Sun MaxiLink Dollar One, you can reap rewards when you keep your policy active for at least ten (10) years. Starting at the end of the 10th policy anniversary and every five (5) years thereafter, you may receive a Loyalty Bonus** that is currently equal to 2% of the average monthly fund balance of the preceding 5 years.

What’s more, application is hassle-free with its Guaranteed Issue Offer, subject to applicable limits and conditions.

*Life insurance coverage shall be equivalent to 125% of the single premium, less 125% of withdrawals made, until age 88. For policies issued under the guaranteed issue offer, the death benefit shall be limited to the fund value plus insurance charges paid in case of the insured’s untimely demise within two (2) years after the policy issue date, except if death is due to accident.

**Loyalty Bonus is not guaranteed and shall depend on the actual performance of the fund.

Note: The benefits are subject to the specific guidelines set by the company and the actual provisions of the insurance policy contract.

 

Sun Dollar Maximizer (Emerging Asia) **limited-offer only!
Sun Dollar Maximizer (Emerging Asia) is a single pay, US dollar-denominated, investment-linked insurance product that matures in seven (7) years and allows you to participate in the equities of eight (8) high-growth Emerging Asian economies - China, South Korea, Taiwan, Indonesia, Malaysia, Thailand, Vietnam and the Philippines – without the fear of losing your capital.*
 

Enhance your dollar’s earning potential through Sun Dollar Maximizer (Emerging Asia):
 

Diversification through High-Growth Asian Assets
For a minimum of US $8,000, you can seize the world’s bright spots for foreign investments!
The premiums shall be invested in exchange-traded funds of eight (8) Emerging Asian economies - assets that have shown stronger potential for future growth and are difficult to invest in as an individual client.

Guaranteed Life Insurance Coverage
Gives added financial security by protecting the life of the insured with coverage of at least 125% of the single payment. For policies issued under the Guaranteed Insurability Offer (GIO), the amount of coverage shall be limited to the fund value plus charges in case of the insured’s death within the first 2 years from policy effective date, except if due to accident.

100% Capital Protection*
Attain peace of mind knowing that you will receive your FULL single payment at the end of the seven-year period regardless of fund performance.

Optimized Returns
You need only one good year to maximize returns because of the product’s “Best Performance, Look-Back” feature, where the highest cumulative annual performance within the seven-year period is used to determine the participation on earnings. The product has a Volatility Control Mechanism that cushions the investment downside during times of market fluctuations.

Guaranteed Acceptance
Hassle-free application and policy approval through the guaranteed insurability offer, subject to certain limits.


Seize the bright spots of Asia with Sun Dollar Maximizer (Emerging Asia).
Call your Sun Life Advisor now or contact us through 849-9888 or sunlink@sunlife.com for inquiries.
 


*Capital protection is subject to the ability of the note issuer to perform its obligations and the absence of a credit event of the Republic of the Philippines.

 

Sun MaxiLink One
Sun MaxiLink One is a single-pay, peso-denominated, protection and savings product that offers an opportunity for faster accumulation of fund value because it has no initial charges. It provides life insurance coverage* to the insured PLUS the flexibility to choose where your money will be invested, depending on your risk appetite and financial objectives, to maximize your money’s earning potential.
 

Policies that remain active for at least 10 years shall also be rewarded with a loyalty bonus currently equivalent to 2% of the policy’s average fund for the last 5 years. The loyalty bonus is payable at the end of the 10th year and every 5 years thereafter as long as the policy remains active.
 

What’s more, Sun MaxiLink One guarantees your acceptance if the single premium is within the age and other limits of the guaranteed issue offer.
 

*Life insurance coverage shall be equivalent to 125% of the single premium, less 125% of withdrawals made, until age 88. For policies issued under the guaranteed insurability offer, coverage shall be limited to the fund value plus insurance charges paid in case of the insured’s demise within two years after the policy issue date, except if due to accident.

 

Sun FlexiLink
The Sun FlexLink is a peso-denominated variable life insurance plan that provides financial protection PLUS the flexibility to choose where your premium payments will be invested. Our top-notch investment professionals will carefully invest a portion of the premiums you pay – so you get the best out of your hard-earned peso.

Available Riders for Sun FlexiLink

Please select an available rider from the selection menu
This benefit pays an additional amount if death is due to accident.
Only for Sun FlexiLink
It pays an additional amount for death, dismemberment or total disability due to accident.
It waives premiums if the insured becomes totally and permanently disabled.
It waives premiums before attainment of age 21 by the life insured child in case of death of the initial owner.
It waives premiums before attainment of age 21 by the life insured child in case of total and permanent disability or death of the initial owner.
It pays an amount when the insured is diagnosed with any of the critical conditions listed in the policy contract.
It pays a daily hospital income in case of hospitalization of the insured. The daily hospital income doubles in case of confinement in an intensive care unit or confinement due to dread disease.
It provides a percentage of the female benefit amount upon diagnosis of any of the female-specific illnesses listed in the policy contract.
In addition to the benefits of Female Critical Illness Benefit, it provides financial assistance upon diagnosis of any of the pregnancy-related complications listed in the policy contract or if insured delivers a child.


Sun FlexiDollar
The Sun FlexiDollar is a dollar-denominated variable life insurance plan that provides financial protection PLUS the flexibility to choose where your premium payments will be invested. Our top-notch investment professionals will carefully invest a portion of the premiums you pay -- so you get the best out of your hard-earned dollar.

Available Riders for Sun FlexiDollar

Please select an available rider from the selection menu
This benefit pays an additional amount if death is due to accident.
It waives premiums if the insured becomes totally and permanently disabled.
It waives premiums before attainment of age 21 by the life insured child in case of death of the initial owner.


Sun FlexiLink1
Sun FlexiLink1 is a single pay peso denominated variable life insurance plan that provides financial protection PLUS the flexibility to choose where your premium will be invested. Our top-notch investment professionals will carefully invest a portion of the premium you pay – so you get the best out of your hard-earned peso.

Available Riders for Sun FlexiLink1

Please select an available rider from the selection menu
This benefit pays an additional amount if death is due to accident.
It pays an amount when the insured is diagnosed with any of the critical conditions listed in the policy contract.
It pays a daily hospital income in case of hospitalization of the insured. The daily hospital income doubles in case of confinement in an intensive care unit or confinement due to dread disease.
It provides a percentage of the female benefit amount upon diagnosis of any of the female-specific illnesses listed in the policy contract.
In addition to the benefits of Female Critical Illness Benefit, it provides financial assistance upon diagnosis of any of the pregnancy-related complications listed in the policy contract or if insured delivers a child.


Sun FlexiDollar1
Sun FlexiDollar1 is a single pay dollar denominated variable life insurance plan that provides financial protection PLUS the flexibility to choose where your premium will be invested. Our top-notch investment professionals will carefully invest a portion of the premium you pay – so you get the best out of your hard-earned dollar.

Available Riders for Sun FlexiDollar1

Please select an available rider from the selection menu
This benefit pays an additional amount if death is due to accident.


Sun MaxiLink Prime
The Sun MaxiLink Prime is a peso denominated variable life insurance plan that provides financial protection PLUS a potential source of savings that can fund future needs like retirement income through its investment earnings. There are 5 funds to choose from where your premium payments will be invested in. These funds are managed actively and prudently by our top-notch investment professionals. Sun MaxiLink Prime is payable for at least 10 years*
 

* The premium paying period is not guaranteed. You may be required to pay additional premiums after 10 years if the fund value is insufficient to pay charges.

 

Available Riders for Sun MaxiLink Prime

Please select an available rider from the selection menu
This benefit pays an additional amount if death is due to accident.
It pays an additional amount for death, dismemberment or total disability due to accident.
It waives premiums if the insured becomes totally and permanently disabled.
It waives premiums before attainment of age 21 by the life insured child in case of death of the initial owner.
It waives premiums before attainment of age 21 by the life insured child in case of total and permanent disability or death of the initial owner.
It pays a daily hospital income in case of hospitalization of the insured. The daily hospital income doubles in case of confinement in an intensive care unit or confinement due to dread disease.


Sun MaxiLink Bright
Sun MaxiLink Bright is a peso denominated variable life insurance plan that provides financial protection PLUS a potential source of savings. It enhances your money's growth potential to fund future needs like education through its investment earnings. There are 5 funds to choose from where your premium payments will be invested in. These funds are managed actively and prudently by our top-notch investment professionals. Sun MaxiLink Bright is payable for at least 5 years*
 

* The premium paying period is not guaranteed. You may be required to pay additional premiums after 5 years if the fund value is insufficient to pay charges.

 

Available Riders for Sun MaxiLink Bright

Please select an available rider from the selection menu
This benefit pays an additional amount if death is due to accident.
It waives premiums if the insured becomes totally and permanently disabled.
It waives premiums before attainment of age 21 by the life insured child in case of death of the initial owner.
It waives premiums before attainment of age 21 by the life insured child in case of total and permanent disability or death of the initial owner.

Peso Funds as of 07/28/2014

Money Market Fund 1.0670
Bond Fund 1.9585
Balanced Fund 3.0633
Equity Fund 3.9938
MyFuture 2020 Fund 2.5422
MyFuture 2025 Fund 2.4997
MyFuture 2030 Fund 2.5147
MyFuture 2035 Fund 2.5552
MyFuture 2040 Fund 2.5421
Income Fund 1.3860
Opportunity Fund 1.3623
Growth Fund 1.4908
More>>

Dollar Funds as of 07/28/2014

Dollar Bond Fund 1.7729
Sun Prestige Capital++ Fund 1.1539
Sun Dollar Maximizer Fund 1.0163
Sun Dollar Maximizer - UCG Fund 0.9380
Sun Dollar Maximizer - UCG 2 Fund 0.9641
Sun Dollar Maximizer - EA Fund 0.8889
Sun Dollar Maximizer - EA 2 Fund 0.8412
Global Income Fund 1.0272
Global Opportunity Fund 1.0395
More>>

These investment funds are specific to variable life insurance contracts and are not considered mutual funds. Life Insurance products are regulated by the Insurance Commission.

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Contact our customer service center at (632) 849-9888