"What do I have to do to make the dream vacation a reality?" Even more than that, how can you, with what you are earning right now, see yourself buying your dream car, dream house, much less your dream life?

Considering the investing habits of most Filipinos, you probably place part of your earnings or income in low-risk instruments such as a savings or time deposit account that pays relatively low interest. There has got to be a better way for your money to earn more for you.

One thing you must realize is that your money can only grow if you make wise investments. It is, however, not that simple to liquidate your investments in these placements, especially if what you get will be sufficient for just one vacation. Of course, the very idea of blowing your son's college education plan just for a trip to the Greek Isles does not sit well with anyone.

Fortunately, for most of us with neither the time nor the expertise in investing, mutual fund shares can always be purchased. Although these investment instruments have only been recently introduced in the Philippines, mutual funds are considered to be the investment choice by millions of individuals all over the world.

A mutual fund is where money from different shareholders is pooled and invested in a diversified portfolio of securities. These mutual funds are managed by professional advisors who have the knowledge and expertise culled from years of experience in the fund management industry. And since mutual funds are liquid instruments, it allows you to convert your investments to cash more easily than other investments like real estate.

In choosing which mutual fund to invest in you need not look any further than the Sun Life Prosperity Funds. This family of funds is composed of the Sun Life Prosperity Bond Fund, the Sun Life Prosperity Philippine Equity Fund, and the Sun Life Prosperity Balanced Fund.

These funds are managed by Sun Life Asset Management Company, a member of Sun Life Financial, one of the largest insurance and wealth management company in the world.

With the stable reputation of Sun Life Financial and the competence of their portfolio managers, it is no wonder the Sun Life family of Prosperity Funds, in its brief stint in the local market, has already built a reputation as a reliable investment vehicle.

Remember, you can make your dreams a reality, just start with the Sun Life Prosperity Funds.