If you are primarily a conservative investor who prefers investing in foreign exchange denominated investments, then the Sun Life Prosperity Dollar Abundance Fund is for you. Though the Fund is designed to invest in bonds primarily denominated in US Dollars, it may also invest in fixed-income instruments denominated in other leading foreign currencies. These include securities issued by governments and corporations in the Republic of the Philippines, the United States, or other major world economies such as the Euro zone, Japan, Canada, United Kingdom, and Switzerland.

Just like the Sun Life Prosperity Dollar Advantage Fund, the Sun Life Prosperity Dollar Abundance Fund gives its investors the opportunity to earn in US Dollars as well as the chance to invest in offshore securities. The Philippine government currently allows local mutual funds to invest up to a maximum of twenty percent of total net assets in securities issued abroad. This means that our Fund Managers can take advantage of investment opportunities overseas if market conditions allow.

A Dollar Bond Fund

So what, you may ask, is the difference between the Prosperity Dollar Advantage Fund and the Prosperity Dollar Abundance Fund? Simply put, the Prosperity Dollar Advantage Fund is a balanced fund that invests in both bonds and stocks, while the Prosperity Dollar Abundance Fund is a purely bond fund.

This makes it a more suitable fund for those who prefer the fixed-income earnings of bond instruments and don’t like the potential volatility of equity investments. If you are new to the world of investing and are not sure what fund you should invest in, take our Investor Profile Questionnaire quiz and let your Sun Life Mutual Fund Representative guide you in your choice of fund.

Access to World-Class Investment Management

Investing with the Sun Life Prosperity Funds gives you affordable access to high caliber investment management that is usually reserved only for corporations, institutions, and the very wealthy. Successful investing takes knowledge and careful research, qualities that the Sun Life Financial investment management team possess in abundance.

Sun Life Financial is a leading international financial services organization providing a diverse range of wealth accumulation and protection products and services to individuals and corporate customers. Tracing its roots back to 1871, Sun Life Financial and its partners today have operations in key markets worldwide, including Canada, the United States, the United Kingdom, Hong Kong, the Philippines, Japan, Indonesia, India, China, and Bermuda. With credentials such as these, Sun Life Financial is a global force of experienced investment management working for you.

Our team of investment professionals in the Philippines have the necessary knowledge, skills, experience, and research capabilities to meet the objectives of the Fund and ensure that your investment will yield potentially greater profits over the long term.

The minimum initial investment for the Fund is US$ 2,000. Subsequent investments may also be made for US$ 500. The Fund has three purchase options:

Option A (front-end sales load) requires that you pay the sales charge upon investing. Option B (back-end sales load), on the other hand, requires that you pay a sales charge only if you redeem (sell your shares to the fund) within seven years, with the charges on a decreasing rate per year, reaching zero after the seventh year.

A third option, Option C, is available for the Sun Life Prosperity Dollar Abundance Fund. Purchasing shares with this sales load means paying a lower sales charge upon entry (compared to Option A), and a lower sales charge upon redemption (compared to Option B). The sales charge upon redemption will only be applicable if you redeem in less than 2 years.

Investing for the long-term.

When you invest in a mutual fund, you are investing in a diversified portfolio of securities that normally fluctuate in value. To obtain the best results, they should generally be regarded as long-term investments. Ask your Sun Life Mutual Fund Representative about the best time horizon specific to your needs.

The securities market in which mutual funds invest tend to rise and fall over the short-term, as will the value of your investment. Your ability to withstand short-term volatility, especially on the downside, will generally result in greater returns over the long-term. When the value of your investment decreases, and it will from time to time, be patient.

Let your investments work for you.