Sun SmartSaver^® Peso is a single pay peso-denominated endowment plan. It pays out 10% of the Face Amount at the end of the 4th, 6th and 8th year and it matures at the end of the 10th year. 70% of the Face Amount is given at the end of the 10th year as maturity benefit. Over the 10-year period, Sun SmartSaver^® Peso provides insurance coverage equal to 150% of the Face Amount.

Sun SmartSaver^® Peso

This is a single pay, peso-denominated 10-year endowment participating plan offering a guaranteed payout of 10% of the Face Amount at the end of the 4th, 6th and 8th year. The maturity benefit of 70% of the Face Amount is paid out at the end of the 10th year. The guaranteed endowment benefit payout may be left with Sun Life Financial to accumulate.

The plan provides insurance coverage equal to 150% of the Face Amount for 10 years. However, the policyholder has the option to convert the policy to a fully paid up life for more than the original basic Face Amount but not to exceed 150% subject to the evidence of insurability.

If election is made on the 8th year with conversion to effect on the 10th year, no evidence of insurability will be required.

The plan also provides cash values that the policyholder can borrow for future needs. It also generates cash dividends* which can be withdrawn in cash, left to accumulate or used to increase coverage.

Special premium rates are available for non-smokers^.

Accidental Death Benefit may be attached to this plan.

*	Availability of dividends is dependent on the scale of dividends and rates of dividend accumulations which are likely to change during policy's lifetime.
^	A person who has not smoked a single stick within the last 12 months is considered a 'non-smoker'.

Sun SmartSaver Peso Brochure