Supplementary Benefits or Riders are also available to enhance the basic insurance plan.

Supplementary Benefits

Accidental Death Benefit
pays an additional amount if death is due to accident.

Accidental Death, Dismemberment and Disablement Benefit
pays an additional amount for death, dismemberment or total disability due to accident.

Total Disability Benefit
waives premiums if the insured becomes totally and permanently disabled.

Waiver of Premium Upon Death of the Initial Owner
waives premiums before attainment of age 21 by the life insured child in case of death of the initial owner.

Waiver of Premium Upon Death or Disability of the Initial Owner
waives premiums before attainment of age 21 by the life insured child in case of total and permanent disability or death of the initial owner.

Critical Illness Benefit Rider
pays an amount when the insured is diagnosed with any of the critical conditions listed in the policy contract.

Advance Payment Disability Benefit
advances the face amount in 10 equal installments in the event the insured becomes totally and permanently disabled before age 60.

Hospital Income Benefit
pays a daily hospital income in case of hospitalization of the insured. The daily hospital income doubles in case of confinement in an intensive care unit or confinement due to dread disease.

Term 90 - Yearly Renewable and Convertible Term Benefit
Term 90 - Yearly Renewable and Convertible Term Plan renews every year at the attained age premium and can be converted to a permanent plan.

Term 90 - 5 Year Renewable and Convertible Term Benefit
Term 90 - 5 Year Renewable and Convertible Term Plan renews every 5 years at the attained age premium and can be converted to a permanent plan.

Sun Forex Yearly Renewable and Convertible Term Benefit
Sun Forex Yearly Renewable and Convertible Term Benefit provides additional life insurance coverage which renews every year at the attained age premium and can be converted to a permanent plan.

Sun Forex 5 Year Renewable and Convertible Term Benefit
Sun Forex 5 Year Renewable and Convertible Term Benefit renews every 5 years at the attained age premium and can be converted to a permanent plan.

Living Benefit Rider
advances 60% of the face amount in case the insured is diagnosed to be terminally ill with a life expectancy of 12 months or less. This is provided with no additional premium.