Sun Life Financial, through member company Sun Life of Canada (Philippines), Inc., also offers organizations in the Philippines the opportunity to provide life insurance protection for their members through a comprehensive Group Life Insurance package. Through our unique approach in packaging benefits, we are able to help organizations provide a comprehensive life insurance plan for its members at very affordable premium rates. Our Group Insurance plans can be specially designed to fit your organization’s needs and budget.

Group Yearly Renewable Term (GYRT) Insurance
Insures members for loss of life from natural and/or accidental causes and provides financial security for their families. This plan can be enhanced by adding the following benefit riders:

	Accidental Death, Dismemberment and Disability (ADD&D) - - Provides additional amount of insurance for loss of life or a percentage thereof for dismemberment or disability due to accidents.
	Accidental Death and Disablement (AD&D) - - Provides a comprehensive Personal Accident benefit coverage for loss of life and disablement.
	Total & Permanent Disability Income Benefit (TPDI) - - Provides monthly income in the event an employee incurs total and permanent disability caused either by accident or illness.
	Living Benefit Rider (LBR) - - Provides the insured who becomes terminally ill the opportunity to receive in advance part of his insurance coverage. This rider is available if there is no TPDI rider attached to the policy.
	Life Plus Benefit - - Provides an amount of up to a multiple of four times the amount of basic life insurance.
	Employer’s Accumulation for Retirement Needs (E.A.R.N) - - Designed for Employers of small to medium-sized companies to help them fund the retirement benefits of their employees as required by law.

Group Personal Accident (GPA) Insurance
Cost effective protection focused only on accident-related losses or injuries that may be incurred by an insured member. Group Personal Accident has two types: Standard Personal Accident and Comprehensive Personal Accident.

Adding the following riders can enhance this plan:

	Medical Reimbursement (MR) - - Provides reimbursement of expenses for accident related medical treatment incurred within the Philippines.
	Burial Benefit - - Provides additional indemnity to take care of burial expenses for accident related death.

Creditors’ Group Life (CGL) Insurance
Protects the interest of Creditors against loss of life of their borrowers.

Sun Life also offers pre-costed Group Insurance packages designed for specific market segments. These are:

5 Plus Plan
Insures employees of small to medium-sized companies that employ between 5 to 50 people.

Pro Family Plan
Provides accident insurance for family members.

Pro Student Plan
Group Accident Insurance package specially designed for students.

Greeting Cards with Personal Accident Insurance
All occasion greeting card bundled with Personal Accident coverage.