This
may also be considered as a rider to Group Yearly Renewable
Term Plan.
Sun Life Philippines shall pay to such Employee, if
living, or to his beneficiary the corresponding percentage
of the Accidental Death and Disablement Insurance in
force for such loss on such date:
| Loss
of |
%
|
| life |
100%
|
| entire sight
of both eyes |
100%
|
| both hands
or both feet |
100%
|
| one hand and
one foot |
100%
|
| either hand
or foot & sight of one eye |
100%
|
| arm at or above
elbow |
70%
|
| leg at or above
knee |
60%
|
| one hand at
or above wrist |
50%
|
| one foot at
or above the ankle |
50%
|
| hearing of
both ears |
50%
|
| sight of one
eye |
50%
|
| four fingers
and thumb of one hand |
50%
|
| four fingers |
35%
|
| hearing of
one ear |
25%
|
| all toes on
one foot |
25%
|
| thumb |
15%
|
| index finger |
10%
|
| middle finger |
6%
|
| ring finger |
5%
|
| big toe |
5%
|
| little finger |
4%
|
| metacarpals
1st or 2nd (additional) |
3%
|
| metacarpals
3rd, 4th or 5th (additional) |
2%
|
| any toe other
than big toe, each |
1%
|
"LOSS" as used with reference to hand or foot shall
also mean total and permanent loss of use. Loss of sight
must be total and irrecoverable. Loss of hearing in
both ears means the total and irrecoverable loss of
hearing.
If the Employee shall sustain more than one of such
losses as a result of one accident, payment of the amounts
shown above shall be made only for that one loss for
which the largest amount is payable. Losses sustained
as a result of any subsequent accident shall be considered
for payment separately from and independently of other
losses sustained in a previous accident. The aggregate
amount of all percentages payable under the Accidental
Disablement Benefit with respect to any one or more
accidents in any policy year shall not exceed 100%.
In any policy year, the amount of benefit payable for
loss of life arising from independent, unrelated accident
shall always be 100% of the Accidental Death and Disablement
Insurance regardless of the amount(s) paid under the
Accidental Disablement Benefit.
If an Employee has suffered the loss of one hand, one
foot, or sight of one eye prior to the effective date
of his insurance, the benefit of any subsequent loss
of one hand, one foot, or sight of one eye shall be
one-half of the Accidental Death and Disablement Insurance.
To enhance this plan, you can avail of the following
riders:
- Medical Reimbursement
(MR) - - Provides reimbursement of expenses for accident
related medical treatment incurred within the Philippines.
- Burial Benefit - - Provides additional indemnity
to take care of burial expenses for accident related
death.
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us to know more about Group Insurance.
